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A Customer Information File Number (CIF) is a unique code assigned by banks to store a customer’s personal details, account information, and transaction history. What is a CIF Number? A CIF (Customer Information File) number is a unique identifier assigned by a bank to each of its customers. It is a critical part of a bank's customer information system, serving as a comprehensive record that encapsulates the customer's entire banking relationship. CIF stands for customer information file that contains all financial history of account holders. You can find your CIF number online and offline on various places... What is a CIF Number? CIF means Customer Information File. This is a unique 11-digit or 9-digit (varies from bank to bank) code that serves as a digital identifier for each customer.