Terms of the offer
Standard UPI Daily Limit → ₹1 Lakh per bank account. IPO/Capital Market Limit → Up to ₹5 Lakh. 👉 Think of the NPCI limit as the highway speed limit – banks and apps can enforce lower limits for safety. Here’s how India’s most popular apps handle UPI payments: The UPI transaction limit per day is ₹ 1 lakh for most banks, with an enhanced limit for special categories of up to ₹ 10 lakh. Some banks also impose a UPI transaction limit per day to manage high-value transfers. Capital markets, insurance, and government e-Market Place transactions now have a Rs 5 lakh per- transaction limit and a Rs 10 lakh daily limit . Credit card payments and collections will also see increased limits, enhancing convenience for high-value transactions with verified merchants. You can split this amount across up to 20 transactions in a single day . This limit applies to both Person-to-Person (P2P) and Person-to-Merchant (P2M) payments under standard use cases.
