Indian Financial System Code ( IFSC ). It is used for electronic payment applications like Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Immediate Payment Service, an interbank electronic instant mobile money transfer service (IMPS), and Centralised Funds Management System (CFMS) developed by Reserve Bank of India (RBI). Code has eleven characters "Alpha Numeric" in nature. First four characters represent bank , fifth character is default "0" left for future use ... UNION BANK OF INDIA has branches in 34 States, You can use our simple online IFSC Code lookup tool to find UNION BANK OF INDIA All Branches IFSC Code . For transferring funds via UNION BANK OF INDIA, there are many details you need to know. In IFSC code UBIN0544906, first 4 letters UBIN are used to identify the bank name of Union Bank Of India. Last 6 letters i.e. 544906 are used to identify the branch Egmore - Chennai. All-India Toll Free number 1800 22 22 44 All-India Toll Free number for PMJDY Scheme 1800 22 22 43 Dedicated Number for NRI +918061817110