Terms of the offer
What is the current interest rate on SBI personal loans? SBI offers personal loan interest rates ranging from 10.05% – 15.05% p.a. depending on the credit profile of the applicants. When applying for a personal loan , lenders typically review your credit score, KYC details, and bank statements. In most cases, there's very little additional paperwork involved. Personal Loan Rates in November 2025 Personal Loan Interest Rates November 2025 Bank Name Interest Rate Year Processing Fee Bank of Maharashtra Starting from 9% - 1.00% of the loan amount + GST State Bank of India 10.05% to 15.05% - 1.50% of the loan amount HDFC Bank 9.99% to 24% - 6500 + GST Punjab National Bank ... SBI Personal Loan Interest Rates SBI Personal Loan is available at 11% p.a. for loans up to Rs 20 lakh and terms up to 7 years. SBI also provides pension loans up to Rs 14 lakh with terms of up to 7 years. It also provides pre-approved personal loans with immediate loan disbursement. Thinking of getting a personal loan from the State Bank of India? Check out the latest SBI personal loan interest rates and make an informed decision.