Post Office Monthly Income Scheme (POMIS), read on to understand eligibility, tax implications, and other related benefits on a stable income-providing scheme with a 5-year lock-in, with a maximum limit of Rs 9 lakhs. The Post Office Monthly Income Scheme (POMIS) is a government-backed investment option administered by the Ministry of Finance. Designed to provide a steady monthly income , this low-risk scheme offers attractive returns with interest disbursed every month. Investors can start with a minimum deposit of ₹1,500, and the scheme offers flexible investment limits for single, joint, or minor accounts. The scheme is particularly popular among risk-averse investors and senior citizens looking for ... What is Post Office Monthly Income Scheme ? The Post Office Monthly Income Scheme (MIS) is a term deposit account provided by India Post. It offers monthly interest payouts, making it an ideal choice for individuals seeking a regular or additional income from their investments. The Post Office Monthly Income Scheme (MIS) 2025 is a highly beneficial welfare scheme designed to provide individuals with a secure and stable source of income . Under this scheme , participants can receive a fixed monthly income of Rs. 9250/-, making it an attractive investment option for those seeking reliable returns.