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descriptionBeneficiaries+Dependants 31,13,767 Total Beneficiaries 11,52,306 Employees 5,49,505 Pensioners 6,02,801 Total Dependants 19,61,461 Employee's Dependants 16 ... MEDiSEP - Government of KeralaSometimes life throws curveballs—job loss, illness, or family emergencies. When repaying a loan on time becomes impossible, loan settlement feels like the only way out. It’s also called a One-Time Settlement (OTS). You sit down with your bank, explain your situation, and agree on a lump-sum payment that’s usually less than what you owe. It … Read more © MEDISEP 2023. All Rights Reserved. Developed by IT Software Division - Govt. of Kerala Though MEDISEP coverage is restricted to the empanelled public and private hospitals, in case of accidents, heart attack and stroke, coverage will be provided even if done in non-empanelled hospitals.