After getting a physical card, you can proceed with Kotak debit card PIN generation . Here are the steps to follow for generating a debit card PIN for most debit cards: Insert your credit card and choose " PIN Generation ." For confirmation, enter your account number if asked. A one-time password (OTP) will be sent to your registered mobile number. Kotak Mahindra Bank Credit Card PIN Generation - Learn how to generate or change PIN online through methods such as Net Banking, Mobile App & more. Set up Kotak Debit Card PIN using the net banking facility and unlock a world of benefits! Your Debit Card PIN is the primary passcode for all your transactions through online banking. How to generate Debit Card PIN using net banking? Checkout secure methods for Kotak 811 Bank credit card PIN generation . Learn how to generate a PIN online through internet banking, mobile apps, the official website, ATM, or by visiting a bank branch