Check your eligibility for the best interest-free Bajaj Finserv EMI Card. Know the required documents, credit score, and more to apply for the Card today Apply easily for the No Cost EMI Card online and offline, and avail great benefits and rewards with Bajaj Finserv Insta EMI Card. How to Apply for Bajaj Insta EMI Card? 1 Visit " Insta EMI Card " Page. 2 Enter your 10-digit mobile number and verify the OTP sent to your phone. 3 Fill in the application form with your basic details. 4 Select your employment type and gender. 5 Verify your KYC using your Aadhaar card or DigiLocker. 6 Pay a one-time joining fee of ₹599. Using the Bajaj Insta EMI Card, you can shop for over 1 million products on Easy EMIs for up to 60 months without making any down payment. The entire loan application is digital and takes only up to 10 minutes. You only have to pay a one-time joining fee of Rs. 530 while purchasing the card.